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Apple Finds Its Next Big Business: Showing Ads on Your iPhone

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(Bloomberg) -- For investors trying to decipher if the stock market rebound has staying power, Apple Inc. holds a clue.

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The world’s most valuable company has the biggest influence in the S&P 500 Index and its participation in the market-capitalization weighted benchmark is essential to any sustainable rally. Apple shares beat the S&P for a ninth-consecutive week and have helped fuel a 22% rebound in the tech-heavy Nasdaq 100 from a June low.

Apple is a so-called tent-pole stock that dominates investor attention and can help define investment narratives, according to Nicholas Colas, co-founder of research firm DataTrek. In that respect, he said, Apple’s recent performance is “quite heartening.”

The S&P 500 is still down 10% in 2022 despite rallying since June. Apple’s shares, on the other hand, are on the cusp of turning positive for the year after tumbling with other technology stocks in the first half. Its shares have outperformed in both of the bull markets since the 2008 financial crisis.

In snapping up Apple shares, investors are betting that the iPhone maker’s strong balance sheet will allow it to continue returning cash to shareholders and wring big profits out of its more than 1 billion users despite the potential for a recession in the US with the Federal Reserve bent on fighting soaring inflation.

“Apple is a safe haven that people flock to when uncertainty abounds in the rest of the market,” said Daniel Morgan, senior portfolio manager at Synovus Trust. “Apple shares are driving the rally in the S&P 500 based on the durability of its model.”

Like the broader market, risks to Apple’s ascent abound. Inflation is weighing on consumers while China’s stringent Covid-19 policies pose a lingering threat to its supply chains. While Apple has reportedly asked suppliers to maintain last year’s pace of iPhone production, some of Apple’s suppliers are sounding alarms over a pullback in demand.

Micron Technology Inc. this week warned that sales in the current quarter are expected to be weaker than it expected when the maker of memory chips gave its forecast less than six weeks ago. That followed disappointing revenue projections from Qualcomm Inc., Intel Corp. and Nvidia Corp.

The sobering news from chipmakers, however, didn’t stop technology stocks from rallying this week after a US consumer price gauge came in lower-than-expected, a result widely interpreted as easing pressure on the Federal Reserve to continue aggressively hiking interest rates to tame inflation. The Nasdaq 100 advanced 2.7% with more interest rate sensitive stocks like cybersecurity company Zscaler Inc. jumping more than 10%.

For Apple, the rising stock price has put the shares back in expensive territory. It’s now priced at 27 times profits projected over the next 12 months, compared with an average of 17 over the past decade. That’s making investors like David Bahnsen, chief investment officer at the Bahnsen Group, wary of buying the stock at current levels.

“Apple is probably the safest of the FAANG plays, but it isn’t an attractive entry point,” he said, referring to the cohort of mega-cap technology companies.

(Updates share performance throughout.)


Apple is set to expand ads to new areas of your iPhone and iPad in search of its next big revenue driver. Also: The company slows its pace of acquiring startups, and Peloton embarks on a major overhaul.

Last week in Power On: Apple’s delay of iPadOS 16 and Stage Manager keeps the focus on the iPhone 14.

The Starters

relates to Apple Finds Its Next Big Business: Showing Ads on Your iPhone
App Tracking Transparency pop-up message.
 Source: Apple

Before even talking about how Apple Inc. could expand its advertising business, I need to address the elephant in the room: how the company’s privacy efforts have stymied third-party advertising on its platform. 

Last year, Apple launched a feature called App Tracking Transparency, or ATT. It allows consumers to decide whether apps can track them across other applications and websites—a key way for marketers to gather data and then serve up more relevant ads. Typically, the better the ad, the more money it generates. 

The feature is perfectly reasonable, and I can’t fault Apple for adopting it. Users should be able to choose whether they want to be tracked. And yet, there’s no denying that ATT has created some collateral damage: a major revenue hit for companies big and small.

You may not feel too bad for social media giants like Meta Platforms Inc. and Snap Inc. that have claimed to have lost billions of dollars as a result of Apple’s changes, but smaller developers also say the feature has upended their businesses.

With that in mind, what you’re about to read may seem a bit ironic: Apple is going to, over time, significantly expand its own advertising business. 

Let’s begin with the current state of play: Apple’s advertising efforts today consist of display ads inside of its News and Stocks apps, as well as inside the App Store, across the iPhone, iPad and Mac. The App Store also has Google-like search ads. And more recently, Apple put advertising inside of TV+ for its “Friday Night Baseball” deal with Major League Baseball.

Advertisement in Apple News
Advertisement in Apple News.
Credit: Mark Gurman

In the News and Stocks apps, the display ads are no different than what you might get on an ad-supported website (see above). In the App Store, the ads are for actual apps, which are probably more useful for Apple users than mortgage rates.

Some people may resent Apple putting ads in the News and Stocks apps. After all, the iPhone is supposed to be a premium device. Let’s say you shelled out $1,000 or more to buy one, do you want to feel like Apple is squeezing more money out of you just to use its standard features?

Now, a portion of ad revenue from the News app’s Today tab goes to publishers, but it’s not clear how much. Apple also lets publishers advertise within their stories and keep the vast majority of that money. Surprisingly, Today ads also appear if you subscribe to News+ for $10 per month (though it’s a smaller number).

Of course, seeing ads on news websites is commonplace—even behind a paywall—but it’s rare in general for paid services on iOS to have them. And it feels like quite a shift from when Steve Jobs gleefully touted that iCloud would have no ads when he announced it in 2011.

Another ironic detail here is that the company’s advertising system uses data from its other services and your Apple account to decide which ads to serve. That doesn’t feel like a privacy-first policy.

You can disable the ad personalization feature (look under Apple Advertising in the settings app’s Privacy & Security menu), and the company says that 78% of iOS 15 users have done just that. But the system will still leverage data like the identity of your carrier, device type and what you read.

You may ask then, why don’t Apple apps have to ask permission to track users via a pop-up message? That’s what happens with other apps under ATT.

The reason, Apple says, is that the system “does not follow you across apps and websites owned by other companies.” That’s what ATT is designed to prevent. If a third-party app doesn’t track across outside apps and websites, it also doesn’t need to show a pop-up. 

Apple Search Ads
Apple’s search ads in the App Store.
Credit: Mark Gurman

On the App Store, display ads are currently shown in the search tab in the Suggested panel. Apple will also soon expand ads to the main Today tab and within third-party app download pages. Search ads in the App Store are a bit different: Developers can pay to have their app featured in results when a user searches terms like “car racing” or “basketball,” for instance.

The tech giant’s future ambitions are broader. Several months ago, Apple’s advertising teams gained a foothold within the company’s services organization. The ad group’s vice president in charge, Todd Teresi, started to again report directly to services chief Eddy Cue instead of deputy services head Peter Stern. (Teresi reported to Cue in the days of Apple's in-app iAd network, which shut down in 2016.)

The ads business also was called out during Apple’s most recent earnings call, though not in a positive way. Chief Executive Officer Tim Cook and Chief Financial Officer Luca Maestri said the operation saw some Covid-related headwinds.

Still, Cook sounded committed to the business, calling it a “great” discovery tool for app developers. That’s more than Cook said about many of the company’s key initiatives during the call, including AirPods, augmented reality, artificial intelligence, health and fitness services, or the Apple Card.

Inside the ads group, Teresi has talked up expanding the business significantly. It’s generating about $4 billion in revenue annually, and he wants to increase that to the double digits. That means Apple needs to crank up its efforts. 

New App Store Ad Placements
New App Store ad placements.
Source: Apple

I believe that the iPhone maker will eventually expand search ads to Maps. It also will likely add them to digital storefronts like Apple Books and Apple Podcasts. And TV+ could generate more advertising with multiple tiers (just as Netflix Inc., Walt Disney Co. and Warner Bros. Discovery Inc. are doing with their streaming services).

That being said, I don’t anticipate Apple going back into the business of serving up ads inside of third-party apps—at least not soon. Apple tried and failed at that with iAd starting in 2010.

The effort to add search ads to Apple Maps has already been explored internally. Such a feature would probably work similarly to search ads in the App Store. For instance, a Japanese restaurant could pay money to rank at the top of local listings when users searched for “sushi.” If you’ve used Yelp, you already get the idea.

In the books and podcast apps, publishers could pay for their work to appear higher in results—or in ads placed throughout the apps. Publishers have long been able to sell books inside of the Apple Books app, and subscribing to podcasts could be tied to advertising as well.

An ad-supported TV+, meanwhile, could offer older shows for a lower price—and help promote the paid offering. 

Now the only question is whether the customers of Apple—a champion of privacy and clean interfaces—are ready to live with a lot more ads.

The Bench

relates to Apple Finds Its Next Big Business: Showing Ads on Your iPhone
The Apple Park campus.
Photographer: Sam Hall/Bloomberg

Apple dramatically cuts back on acquisitions. Over the last decade-plus, the iPhone maker bought all sorts of companies that led to major new advancements. Take the case of Siri, which began life as a startup. Without Apple buying that company in 2010, its aggressive push into artificial intelligence and voice assistants may never have happened. AuthenTec and PrimeSense, which led to Touch ID and Face ID, are also unforgettable transactions. 

That dealmaking streak has continued over the years, leading to new services like the updated Weather app in iOS 16, Apple Music and Apple News. But while the company has acquired well over 100 businesses during current Cook’s tenure, takeovers have slowed to a trickle over the past two years. 

In fiscal year 2021, Apple only spent $33 million on M&A. To repeat: “million,” with an “m.” That's an outrageously small amount compared with spending by rivals like Microsoft Corp., Meta Platforms Inc. and Amazon.com Inc. This year so far? Apple has only spent $169 million, according to recent filings. I take a look here at Apple’s slowing M&A outlays, why the shift has occurred and where the company may go from here.

A Peloton Store Ahead Of Earnings Figures
A Peloton retail store.
Photographer: David Paul Morris/Bloomberg

Peloton raises prices, slashes jobs and says it will close many retail stores. Nearly six months to the day that Peloton fired its co-founder as CEO and appointed Netflix and Spotify Technology SA veteran Barry McCarthy, the fitness company is going through another shake-up.


Apple Inc. is an American multinational technology company that specializes in consumer electronics, software and online services headquartered in Cupertino, California, United States. Apple is the largest technology company by revenue and as of June 2022, it is the world's biggest company by market capitalization, the fourth-largest personal computer vendor by unit sales and second-largest mobile phone manufacturer. It is one of the Big Five American information technology companies, alongside Alphabet, Amazon, Meta, and Microsoft. Apple was founded as Apple Computer Company on April 1, 1976, by Steve Jobs, Steve Wozniak and Ronald Wayne to develop and sell Wozniak's Apple I personal computer. It was incorporated by Jobs and Wozniak as Apple Computer, Inc. in 1977 and the company's next computer, the Apple II, became a best seller. Apple went public in 1980, to instant financial success. The company developed computers featuring innovative graphical user interfaces, including the original Macintosh, announced in a critically acclaimed advertisement, "1984", directed by Ridley Scott. By 1985, the high cost of its products and power struggles between executives caused problems. Wikipedia
FOUNDED
Apr 1, 1976
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